We are buyers and sellers of consumer receivables, distressed debt and NPL portfolios.

RAzOR CAPITAL employs technologically advanced, proven analytics to source and buy portfolios, drive business decisions, and manage the collections of debt to enhance the value of the receivables.

Hipoges is one of the leading asset management platforms in the Iberian Peninsula, with more than 26 billion assets under​ management.

With a presence in 4 countries and more than 800 employees worldwide, Hipoges works for leading financial institutions and international investors.

WIBITA is an asset manager specialized in debt servicing, with offices in Rome and Turin. WIBITA carries out its activities on behalf of Institutional Investors, International Investment funds and Italian Banks providing due diligence and underwriting services in the context of sales processes of non-performing portfolios.

The corporate track record in the real estate management field is over € 8 / bil under management between performing and distressed assets. In the field of debt servicing, the company has its own legal team, a spin-off of the previous professional experience, specialized in negotiation and judicial and extrajudicial credit recovery, with a track record of over € 1.8 / bil managed over the last 8 years.

APS Group
We are an Alternative Asset Management Firm with assets under advisement with nominal value exceeding 10.3 billion euros.